Life and Health Information

A practical guide to Maryland Legal Aid, court help centers, and Montgomery County pro bono screening for older adults with civil legal questions.

Compare final expense insurance with prepaid funeral plans, including flexibility, guarantees, waiting periods, portability, and Maryland consumer protections.

Montgomery County residents with Original Medicare can request a free 2027 Part D comparison from SHIP. Learn what it covers, what to gather, and how to start.

A Medicare Advantage giveback can reduce part of your Part B premium. Learn what it is, what it does not cover, and five checks to make before enrolling.

Find free technology classes for older adults in Montgomery County, where to check current schedules, and what to bring to your first class.

Compare 10-, 20-, and 30-year term life insurance and match the policy length to income, children, a mortgage, budget, and future coverage needs.

Find free fall 2026 Memory Café sessions at Meadowbrook Park, who can attend, how to register, remaining dates, and a practical first-visit checklist.

Learn how IUL cap rates, participation rates, and spreads shape indexed interest credits, with simple examples and an illustration-review checklist.

Learn which accessible home improvements may qualify for Montgomery County’s Design for Life property tax credit, plus current limits, documents, and application steps.

Compare Medigap Plan G and Plan N in Maryland, including office and ER copays, Part B excess charges, premiums, enrollment rights, and questions to ask.

Learn who may qualify for Montgomery County’s Senior Care Program, what support it may arrange, how the in-home assessment works, and how to apply.

Canceling whole life insurance ends coverage and may trigger surrender charges or taxable income. Learn what to request and which alternatives to compare first.

Montgomery County residents who cannot visit a library may qualify for free Books@Home delivery. Learn who qualifies, what is mailed, and how to apply.

Compare final expense insurance with prepaid funeral plans, including flexibility, price guarantees, portability, underwriting, and Maryland consumer protections.

Suspect elder financial exploitation in Montgomery County? Learn when to call APS, police, or Consumer Protection and what records to save.

Learn how to choose primary and contingent life insurance beneficiaries, plan for minors, avoid common mistakes, and keep your designation current.

Montgomery County residents can apply year-round for Maryland energy assistance. See current income limits, local contacts, required documents, and a five-step checklist.

Learn when the Medicare Part D late enrollment penalty applies, how it is calculated, what counts as creditable drug coverage, and how to dispute an error.

Find free and low-cost legal help in Montgomery County for civil, family, housing, guardianship, and aging-related questions—and learn which service to call first.

When level term life insurance ends, you may be able to renew, convert, replace, reduce, or stop coverage. Learn how to compare the options before the deadline.